This study focussed on the effects of implementing blockchain technology in the Central Bank of Nigeria. The primary target was identifying the challenges and opportunities of adopting blockchain technology to resolve and significantly enhance the payment system by providing reliable cyber security and appropriate regulations. The research problem was an inefficient payments system encumbered with sluggish and unsecured funds transfer processes, manual and semi-automated practices, and regulatory challenges, which impacted the Nigerian financial system. The findings revolved around the research questions, which confirmed the use of blockchain technology to enhance the payments system, provide cyber security applications and ensure applicable…
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Technology has become an enabler for transforming teaching and learning practices. However, consideration of contemporary educational issues should go hand in hand with technology integration. This study investigated the translation and transferability of contemporary learning theories and approaches to instruction as a guide for the effective use of technology in teaching and learning. Both primary and secondary data were collected through interviews, observation checklists and a desk review. The purposive sampling technique was used to select participants and documents. The sample included ten (10) educational institutions from which 22 instructors, 25 students and 4…
The Namibia University of Science and Technology (NUST) has been challenged to fully realise the advantages of the university’s learning management system. NUST implemented the Modular Object-Oriented Dynamic Learning Environment (Moodle) in 2011; however, students’ performance levels have not increased as anticipated. The theoretical framework that underpinned this study included Khan’s Octagonal Framework, the Orbital E-Education Framework and The Community of Inquiry Theory. The purpose of this study was to evaluate the effective use of Moodle as a learning management at NUST. Within the context of a pragmatic research paradigm, this study used a sequential explanatory study…
The study examines the role of Fintech in Singapore’s financial services sector, focusing on its impact on businesses and consumers. Fintech has emerged as a disruptive force, revolutionizing the delivery and management of financial services. However, limited research exists on Fintech’s role in Singapore, highlighting the need for this investigation. Employing a mixed-method research methodology with a concurrent triangulation design, the study utilizes a case study and correlational approach for qualitative and quantitative analysis. The findings reveal significant areas of transformation facilitated by Fintech, including process automation, new product creation, increased competition, and improved accessibility of…
In Sub-Saharan Africa (SSA), Financial Technology, or FinTech, is significantly shaping the way consumers access financial services, and it is clear that FinTech will continue to revolutionize payment, savings, borrowing, and investment within the financial sector in the coming years. However, the evolution of FinTech services in SSA raises a number of critical issues: What are the key antecedents of FinTech adoption and how are consumers responding to the new FinTech ecosystem? What is the impact of FinTech activities on banks, and how are banks responding to the competition posed by FinTech start-ups? What has been the…
The purpose of this qualitative research was to identify the role of school leaders in the integration of technology for secondary schools’ effectiveness in Georgetown, Guyana. In 2020 when Covid-19 was declared a pandemic, schools globally were forced to change their mode of delivery of the curriculum and rely on virtual technology to meet the needs of their school community. This resulted in a paradigm shift in how education was delivered and how school administrators operated to keep their institutions functional. However, it is unknown how well-equipped school administrators are to integrate technology into their schools. The struggle of school…
The purpose of this paper it to assess the value of adopting a Software-as-a-Service (SaaS) computing model as a strategic management approach towards sustained competitive advantage in the banking sector. Different management studies posit that a Resource Based View (RBV) strategic management approach improves the competitive advantage of an organization with a bias towards intangible resources as they are less likely to be replicated by competitors. Nonetheless, fewer studies have been directed towards the control of Information Technology (IT) investments as a tangible resource in view of the modern day technological advancements that foster dynamic businesses demands on Information Systems…
Public institutions in Nigeria are domains defined by political bodies and administrative structures in charge of public affairs. These institutions comprise ministries, departments, and agencies (MDAs) and are responsible for initiating and implementing policies that impact socioeconomic development. Thirty-Six (36) Federating States have their own MDAs and several in-service training strategies. Yearly budget of the Nigerian government includes a capacity development component for public servants. Constant learning is necessary to ensure that officials saddled with initiating and implementing policies are adequately trained and understand the ever-changing trends in the modern-day global economy. This study investigates the adoption of elearning for…
This study assessed the effect of technological development on organisational excellence of selected telecommunication companies in Ghana as mediated by e-leadership. Specifically, the study identified the constituents of organisational excellence for telecommunication businesses in Ghana; examined how various technological advancements have impacted on the organisational excellence of telecommunication companies in Ghana; examined the role of e-leadership in adapting to technological developments in telecommunication companies in Ghana; and examined challenges presented by e-leadership in Ghanaian telecommunication companies as a result of technological development. A mixed methods triangulation approach was employed for the study. For quantitative data, 443 respondents comprising 297 customers…
With the rise of chronic diseases and the recent outbreak of the COVID-19 pandemic, new challenges have been generated in the healthcare industry. Electronic health (e-health) is considered to be one of the stratagems, identified to overcome the challenges and to raise the standard of the medical system (Gagnon et al., 2016). Researchers like Severinsen et al. (2019), stated that implementing an e-health system, could improve many aspects of medical practices, and make the healthcare system safer, and more efficient. However, several studies have raised concerns regarding the adoption of e-health systems, especially among healthcare providers. Abdekhoda et al. (2016)…